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Die WirtschaftsWoche hat die FMH-Finanzberatung damit beauftragt, zu ermitteln, welche Bank die besten flexiblen Ratenkredite anbietet. Die Bewertung basiert auf einer Anbieterabfrage und Recherche der FMH-Finanzberatung. Dabei wurden relevante Kriterien der jeweiligen Anbieter untersucht.",[],"hero_award_details$06f370ea-2b1d-46ec-a5ea-f585d53b2e50","hero_award_details",{"variation":578,"version":579,"items":589,"primary":590,"id":721,"slice_type":722,"slice_label":5},[],{"title":5,"textblock":591,"description":5},[592,596,599,602,605,608,610,613,616,618,621,625,628,631,634,636,639,641,645,648,651,654,657,659,662,665,668,671,674,677,679,682,685,688,691,694,696,699,702,705,708,711,714,716,718],{"type":593,"text":594,"spans":595,"direction":162},"heading2","Ziel der Auszeichnung",[],{"type":159,"text":597,"spans":598,"direction":162},"Ziel dieser Auszeichnung ist es, Verbraucherinnen und Verbrauchern eine fundierte Orientierung im Markt für flexible Ratenkredite zu bieten. Neben attraktiven Zinssätzen spielt für viele Kreditnehmer vor allem die Flexibilität eine entscheidende Rolle – etwa die Möglichkeit von Sondertilgungen oder Tilgungsanpassungen während der Laufzeit.",[],{"type":159,"text":600,"spans":601,"direction":162},"Ein Ratenkredit wird häufig für größere Anschaffungen oder finanzielle Spielräume genutzt. Umso wichtiger ist es, Angebote nicht nur nach dem Zinssatz, sondern auch nach ihren vertraglichen Gestaltungsmöglichkeiten zu vergleichen. 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Anbieter können Ergebnisse nicht durch Marketingmaßnahmen beeinflussen. Schlechte Angebote werden nicht künstlich aufgewertet. Bewertungsgrundlagen und Verfahren sind klar definiert und nachvollziehbar.",[],"text_section$eb87bbe1-9fbc-437a-8efa-3bf4a8b22c6e","text_section","Die besten flexiblen Ratenkredite 2026 | Auszeichnung von FMH-Finanzberatung und WirtschaftsWoche","Unabhängige Bewertung flexibler Ratenkredite 2026: Vergleich von Zinssätzen, Sondertilgungen & Ratenaussetzungen auf einheitlicher Datengrundlage.",{}]