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Diese Grundvoraussetzung muss erfüllt sein, um das FMH-Zertifikat beantragen zu können.",[465,467],{"start":19,"end":466,"type":318},64,{"start":468,"end":469,"type":318},91,130,"Light-Blue","highlight_section$a6f62ffc-eb48-4e4f-a522-f11aabb56007","highlight_section",{"variation":298,"version":299,"items":474,"primary":475,"id":525,"slice_type":526,"slice_label":5},[],{"title":476,"step":477},"Ablauf der Prüfung & Auswertung",[478,485,493,501,509,517],{"number":25,"title":479,"description":480,"infobox_icon":5,"infobox_title":5,"infobox_description":484},"Kontaktaufnahme",[481],{"type":159,"text":482,"spans":483,"direction":162},"Nachdem Sie unser Kontaktformular abgeschickt haben, erhalten Sie von uns das Auftragsformular – inklusive aller wichtigen Informationen zu Preis, rechtlichen Vorgaben und Ablauf.",[],[],{"number":486,"title":487,"description":488,"infobox_icon":5,"infobox_title":5,"infobox_description":492},2,"Auftrag zurücksenden",[489],{"type":159,"text":490,"spans":491,"direction":162},"Sie senden uns das vollständig ausgefüllte Auftragsformular per E-Mail zurück.\u2028Wenn Sie vorab Fragen haben, steht Ihnen jederzeit eine persönliche Ansprechperson zur Verfügung.",[],[],{"number":494,"title":495,"description":496,"infobox_icon":5,"infobox_title":5,"infobox_description":500},3,"Terminvereinbarung",[497],{"type":159,"text":498,"spans":499,"direction":162},"Da wir die Prüfung persönlich bei Ihnen vor Ort durchführen, benötigen wir vor der Terminvereinbarung 30 % der Gebühr.\u2028Anschließend meldet sich unsere Prüferin bzw. unser Prüfer bei Ihnen, um einen passenden Termin zu vereinbaren.",[],[],{"number":502,"title":503,"description":504,"infobox_icon":5,"infobox_title":5,"infobox_description":508},4,"Termin vor Ort",[505],{"type":159,"text":506,"spans":507,"direction":162},"Zeitaufwand für die Prüfung wird mit etwa drei Stunden angesetzt. Es sind rund 100 Fragen, die beantwortet werden. Dabei geht es um die technische und organisatorische Ausstattung, um die Art der Kundenberatung, und die Dienstleistung nach Darlehensunterschrift und um die Betreuung nach Darlehensauszahlung.",[],[],{"number":510,"title":511,"description":512,"infobox_icon":5,"infobox_title":5,"infobox_description":516},5,"Durchsicht und Gegenzeichnung",[513],{"type":159,"text":514,"spans":515,"direction":162},"Abschließend der Prüfung werden alle Fragen und Antworten erneut geprüft, ob sie der Arbeitsweise des geprüften Vermittlers entsprechen. Der Vermittler unterschreibt den Fragebogen und kann sich auch eine Kopie des ausgefüllten Fragebogens machen. ",[],[],{"number":518,"title":519,"description":520,"infobox_icon":5,"infobox_title":5,"infobox_description":524},6,"Auswertung & Ergebnis",[521],{"type":159,"text":522,"spans":523,"direction":162},"Die Auswertung erfolgt dann innerhalb einer Woche. Anschließend wird der Vermittler über das Ergebnis informiert. Bei Erreichen von mindestens 75 Prozent der möglichen Punkte wird das Zertifikat ausgestellt. Wurde die Punktzahl nicht erreicht, kann eine Nachprüfung nach frühestens drei Monaten erneut vorgenommen werden. Diese Nachprüfung wird mit 20 Prozent des Prüfungspreises abgerechnet. Will der Vermittler das Zertifikat erhalten, sind nach Mitteilung der erfolgreichen Prüfung die restlichen Prüfungsentgelte zu bezahlen.",[],[],"process_steps$a8a03613-764d-40cf-9175-e403581155c5","process_steps",{"variation":298,"version":299,"items":528,"primary":529,"id":615,"slice_type":616,"slice_label":5},[],{"title":530,"description":531,"faq_item":535},"Kriterien, die Vermittler erfüllen müssen",[532],{"type":159,"text":533,"spans":534,"direction":162},"Für das FMH-Zertifikat werden insgesamt etwa 100 Kriterien geprüft.",[],[536,561,585,600],{"question":537,"answer":538},"Technische Expertise & digitale Präsenz (20 %)",[539,543,546,549,552,555,558],{"type":540,"text":541,"spans":542,"direction":162},"list-item","Vorab-Zinsinformationen ohne Dateneingabe (schneller Überblick)",[],{"type":540,"text":544,"spans":545,"direction":162},"Direkte schriftliche Anfrageoption über die Website",[],{"type":540,"text":547,"spans":548,"direction":162},"Vielseitiger Kreditvergleich (mehrere Institute gleichzeitig)",[],{"type":540,"text":550,"spans":551,"direction":162},"Professionelle Kundenbetreuung durch CRM-System",[],{"type":540,"text":553,"spans":554,"direction":162},"Digitale Beratung (Video\u002FTelefon)",[],{"type":540,"text":556,"spans":557,"direction":162},"Eigene digitale Services (Rechner, Antragsstrecken)",[],{"type":540,"text":559,"spans":560,"direction":162},"Erreichbarkeit auch in Ausnahmesituationen (Urlaub\u002FKrankheit)",[],{"question":562,"answer":563},"Service- & Beratungsqualität (45 %)",[564,567,570,573,576,579,582],{"type":540,"text":565,"spans":566,"direction":162},"Servicelevel: Reaktion innerhalb definierter Zeit",[],{"type":540,"text":568,"spans":569,"direction":162},"Beratungssprachen (z. 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Das FMH-Zertifikat belegt Ihre Beratungsqualität durch unabhängige Prüfung. Jetzt Vertrauen stärken & Sichtbarkeit beim Handelsblatt sichern!",{}]